Territory of residence as a factor of pension well-being in Russia

The increase in life expectancy, both in the world and in Russia, has led to an increase in the burden on the state budget as a whole and on pension systems, in particular. Since for most pensioners the state social system, in general, and the pension one, in particular, is the main source of well-being, this can provoke its decline.

As follows from the study, along with demography (an increase in the number of pensioners compared to the population of working age) and the economy (phase of the cycle), the territory of residence is also a factor affecting pension welfare.

The study is limited in scope: only material well-being, only old-age pensions, 8 federal districts of the Russian Federation, for the period of 2014, 2016, 2018, 2020.

The Global Pension Index, the World Social Protection Report, other international documents, as well as the Comprehensive Monitoring of the Living Conditions of the Population has provided key indicators to assess pension well-being, including: 2 «monetary» (the ratio of the intended pension and the subsistence minimum) and 7 «non-monetary» ones that assess the state of housing conditions (general: the proportion of households of pensioners who are not constrained by housing; the size of the total area per member of the household; households estimate pensioners in the state of the living quarters occupied by them as «satisfactory» and the level of security of the living quarters of pensioners: centralized water supply, hot water supply, network gas and central heating).

Evaluation of the mini / max method of these indicators empirically proves the hypothesis that the level of well-being of pensioners living in various federal districts of Russia is significantly different. Thus, it is empirically proven that the territory of residence is a factor of pension well-being, which requires the abandonment of regional ties in calculating the state pension.

The article substantiates the recommendations to improving the publication process in economic journals and reducing transaction costs for authors of scientific publications.

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